The American Express SimplyCashSM Business Card Reviewed

Being in business can create some tight financial spots from time to time, but it can also be incredibly rewarding. The American Express SimplyCashSM Business Card helps cardholders appreciate their standing in both situations while opening up a network of additional benefits also.

What Perks Are Offered to the Cardholder?

Well, the American Express SimplyCashSM Business Card is a cash back rewards card after all, so let's look at the rewards system first. This credit card is designed to turn everyday business expenditures in to a bottom line enhancing proposition with cash back automatically credited to the statement each month.

From 5% back on the purchases made by businesses most - office supplies, gasoline, and wireless services - to 1% cash back rewards on nearly all other purchases, the American Express SimplyCashSM Business Card is a very viable business card choice for those wanting to get the most value possible out of each and every purchase.

In addition to the cash rebate rewards given, the American Express SimplyCashSM Business Card also extends a plethora of additional benefits to the cardholder, including but not limited to automatic discounts with shipping services, airlines, hotels, and more. Other business credit cards might offer many of these same features, but it is hard to find one that delivers this many perks in one concise package.

Taking a Good Look at the Interest Rate

For a card intended for business use, the interest rate is incredibly important. After all, there's no faster way to wipe out profits than by paying excessive finance charges on past purchases or transfers.

Fortunately, the American Express SimplyCashSM Business Card delivers again with an initial 12 months of 0% interest on purchases. Making interest free payments on a major business purchase couldn't be made easier, plus rewards are earned all at the same time. After the first year, the regular APR that sets in is still by all means very affordable according to credit card industry standards.

Also worth noting, the American Express SimplyCashSM Business Card does not charge an annual fee. This is to be expected from the best credit cards, but sometimes when the benefits and perks are bountiful, the annual fee goes right up along with the perks offered.

How Does The Card Rate Overall?

Without any hesitation, the American Express SimplyCashSM Business Card is recommended with a seal of approval for its industry leading rewards program, a very competitive interest rate, and the other valuable perks it shares. If there is any downfall at all, it would be that the credit card is only available to those with excellent credit. But most businesses shouldn't have too much trouble in that regard.